Options for SBA Loans that Work for your Business
The U.S. Small Business Administration (SBA) lending program has many opportunities through which to grow your business and finance your expansion needs. SBA programs help ensure that small business can access similar competitive rates and programs that larger companies can leverage. Typically, you can get a favorable fixed rate. Preferred Capital Funding is here to…
Read MoreUsing a Conventional Loan to Buy a Home
If you have decided that you are ready to become a homeowner, and are trying to determine the best type of mortgage for your situation, you may want to consider a conventional loan. Conventional loans are an excellent financing option that offer excellent terms and rates and are insured by private lenders. If you are…
Read MoreBuying a Home With a Fixed Rate Mortgage
When you buy a property, one major factor that determines the amount of money you will spend overall and what you will spend on your monthly mortgage payments is the type of mortgage rate you choose. A fixed rate mortgage has an interest rate that remains the same throughout the duration of the loan, and…
Read MoreRefinancing Your Mortgage To Help Lower Your Debt
Are you currently a homeowner and also have a substantial amount of debt? If so, chances are you may be looking for ways to cut down on the current amount of debt that you owe. One way to help manage your debt, while also decreasing the amount that you pay for your monthly mortgage payments…
Read MoreHard Money Lending Vs. Wholesale Commercial Mortgage – What’s the Difference?
Are you interested in investing in a property, and trying to determine what your best options for financing may be? Depending on your circumstances, there are two unique loan options available that could help you finance a property; a hard money loan and a wholesale commercial mortgage. If you are located in Conyers, Georgia, and…
Read MoreNon-Traditional Borrowers Have a Home With Preferred Capital Funding
Many people are under the impression that they may not be able to qualify for a traditional mortgage for certain reasons such as unsatisfactory credit or having non-traditional sources of income, however, there are certain types of unconventional loans available to borrowers who may have less than ideal credit or different types of income verification.…
Read MoreFinancing Your Short-Term Rental With Preferred Capital Funding
Investing in a short-term rental property can be an excellent way to boost your income, and it can also offer you and your family a place to vacation when it is not occupied. Websites like Airbnb and VRBO make it easier for investors to advertise and rent out a property for shorter stays, making short-term…
Read MoreA Guide To Commercial Property Assessed Clean Energy Financing
Are you a current commercial business owner interested in making your investment more energy efficient? Commercial Property Assessed Clean Energy, or C-PACE is a newer program that provides commercial businesses the funding for renewable energy improvements and energy efficient building upgrades. If you are a commercial business owner in the area of Conyers, Georgia, and…
Read MoreBuying a High-Value Property
Are you interested in buying a luxury home that is being sold at an expensive price, and curious as to what financing options are available to you? If the home you are interested in purchasing is located in a higher-priced area and more costly, you may want to consider using a jumbo loan. If you…
Read MoreHow Does Your Credit Score Affect a Mortgage?
When you become a homeowner, the interest rate of your mortgage will affect the total amount that you will have to pay throughout the life of your loan. Your credit score directly impacts your mortgage rate, and the higher that your credit score is, the more favorable interest rate you will be able to qualify…
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