PCF Real Estate Application
Retail Property Loans
Retail property loans require specialized knowledge and expertise in the current economic environment. This asset class has excellent potential but can be challenging to get the right lender to understand specific properties. Preferred Capital Funding has a specific team of experts for a diverse selection of retail and shopping center loans and will use our network of lending partners to ensure that you receive the best rates and terms. Your needs will be crafted to your specific situation.
Our partnership with a collection of elite lenders enables us to provide our clients with competitive rates and flexible terms for commercial loans. A retail center loan may be for a single storefront or a group of retail buildings, such as a strip mall or shopping complex.
Retail Loans
- Strip mall or shopping centers
- Non-recourse available
- Cash-out available
- Purchase or Refinance
- The experienced team assigned to your transaction
Our mission has always been to understand the client’s needs first, then to provide the best possible loan solutions. This allows you to make informed and sound investment decisions.
Loan Program Information
| Loan Limits | $1,000,000 Minimum |
| Rates | Competitive market pricing; Fixed or floating rates |
| Terms | 3, 5, 7, 10 and up to 25 years fixed terms |
| Amortization | 25 to 30 Year Amortization |
| Prepayment | Several options including no prepayment penalty |
| Recourse | Nonrecourse available (subject to standard carve-outs) |
| DSC | 1.20 DSC Minimum |
| LTV | 75% and up to 90% LTV/LTC Maximum |
| Assumable | Yes to a qualified borrower |
| Property types | Big box, strip malls, mini-malls, or single or multi-store properties |
| Geographic areas | Nationwide |
